What's your credit card or loan costing you today?
Drag the sliders. No signup. Numbers are yours alone.
Every 24h
£2.39
This month
£71.63
This week
£16.71
Full year
£871.50
That's £2.39 your lender takes from you while you sleep. Every single night you don't act.
Drag the sliders. Your numbers stay on your device.
All in one place
One app for your whole money picture
You don't need separate tools for saving, budgeting, tracking your cards and watching your bills. Track your cards, check your bills, plan your payments, and crash your debt, all in one place.
Get started in 3 steps
Add your cards and bills
Pop in your cards, loans and monthly bills. Takes about a minute. No bank login.
See the real cost
We show what you're paying in interest every day, week and year.
Get a clear plan
A simple, step-by-step payoff plan that actually fits your payday.
Friendly money, on your side
Built for normal people, not finance nerds. Plain English, gentle nudges, no jargon.
Your data stays yours
No Open Banking, no scraping. Your numbers live on your device by default.
Help when it gets hard
One-tap hardship letters to your creditors, ready to send.
Catch missed payments early
Spot anything slipping before it stings, with calm prompts to get you back on track.
See what worked for others
Crowd sourced wins from real users on how lenders responded, so you know what to try.
Simple pricing
Unlock everything
All plans include every Pro feature. No hidden fees. Cancel anytime.
Secure checkout by Paddle, our Merchant of Record. 30-day money-back guarantee.
Ready to take back control?
Sixty seconds to your first plan. No card. No bank login. Just clarity.
Get started free